Equity, Debt, Hybrid और Index Mutual Fund में अंतर पता है?

13 April 2025 Credit: Canva

[{"selector":"#anim-4017cc7f-db0a-4454-ba8f-95580b7cf7d7 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-b3474725-4f76-40f4-9959-aaa167da6171","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cce67e4a-409d-431c-823b-3e6f3329e4fc","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-840d60b3-42b6-4b26-8151-0f29da62bb4e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5361cde5-4da1-4699-8b8b-5f37cd38ff1f","keyframes":{"transform":["rotate(-360deg) translate3d(115.73770%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58bc2031-971c-4a50-8456-b78a8ad425ef","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4995feaf-7559-4407-baad-73898341fb5c","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3051962e-4de4-4c74-b344-0c7a47bb0523","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-889eaf70-ed83-48a0-8351-d95a013152fc","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] म्यूचुअल फंड आज बाजार में उपलब्ध निवेश के सबसे लोकप्रिय विकल्पों में से एक है। Credit: Canva White Frame Corner

[{"selector":"#anim-26210ac8-d84c-4118-9b64-7e49ded7b3b8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8a64d873-9a1f-496f-bae7-de150dd87f4d","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-432246d3-d7e4-451f-9afc-953580803140","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aa5f10b2-7f9e-421e-b468-f04ef6841e9b","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-faf877d9-48dc-4846-9f0a-b690222a065b","keyframes":{"transform":["rotate(-360deg) translate3d(115.73770%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a0967ba8-c191-4eb6-b880-d1327a8831e7","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af3f344f-57e1-43c5-99dc-339b7b405424","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-974a1a5e-2f00-4f38-a2d4-dec76f19ed1b","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-880644f6-f894-460a-9301-f0dbb197879b","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] जब भी आप म्यूचुअल फंड में निवेश करने जाएंगे तो आपको अलग-अलग कैटेगरी में अलग-अलग म्यूचुअल फंड स्कीम दिखेंगे। Credit: Canva White Frame Corner

[{"selector":"#anim-af7e514f-037d-4a7d-859b-35772df2364a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2a6b1ffd-f2ba-4130-85e2-09c2548687d6","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9a49c7ec-a9e8-42ce-bf44-82ecc9081346","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0dc7034-72e0-424e-9b24-70548ff3b641","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-83ef0830-3d70-44c1-82a4-ff22bc75ce56","keyframes":{"transform":["rotate(-360deg) translate3d(117.43421%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3c12a27-98d2-4284-a404-ebffef518c16","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-37bfa751-ba3a-4868-a185-e18d8ce31724","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 494.81579%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d04eb8e-8d2c-45b9-9ded-19c19a2b0ea9","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-1ae6d174-0fce-4b57-8e82-83be2f2e17aa","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] चलिए जानते हैं Equity Mutual Fund, Debt Mutual Fund, Hybrid Mutual Fund और Index Mutual Fund में क्या अंतर है? Credit: Canva White Frame Corner

Equity Mutual Fund

[{"selector":"#anim-41b1f957-1ca9-4315-b69f-d8d88b31d072 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-47dbb5c3-202d-4540-8f96-8b06ddc005cb","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4adb42e7-83fa-4a25-b532-87cf454acdc7","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f13bae5f-8158-4f91-b044-512e2194679e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f31dda6-acf1-4888-b2c4-0adfe85d8104","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-616f86ae-278d-4226-a2e0-48459c9a6244","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f27ac01-46e8-48a0-983f-68d516b63972","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81759064-8925-4373-874f-1ca434295131","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-72ba44b7-4603-4521-a60f-9693855b3fbb","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में लॉन्ग टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। यह फंड कंपनियों के स्टॉक्स में निवेश करती है। जैसे लार्ज कैप फंड लार्ज कैप शेयरों में, मिड कैप फंड मिड कैप शेयरों में और स्मॉल कैप फंड स्मॉल कैप शेयरों में। Credit: Canva White Frame Corner

Debt Mutual Fund

[{"selector":"#anim-ad3c11f3-1b4f-438b-b75f-d967415c018a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ffccdf1d-bb35-47f8-a5a6-37f63d2e3091","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-921bbb28-3e63-45f7-8b74-892a85e2e93c","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fdee3ed0-7a40-446f-b982-eb8dae479f7e","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a1d6960-7972-4800-8280-f49c74715fa5","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98bcd23f-8059-428e-a3cd-05fa3139a2ae","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1360ea0b-c5eb-4a11-ab39-5f28834d30f0","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bf699388-2c26-4339-ac79-0ff1e26bfab8","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-400d77bc-b3dc-49f7-8a8b-8555e6e44748","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में शॉर्ट टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। डेट फंड बॉन्ड में निवेश करते हैं। इनमें सरकारी बॉन्ड फंड और कॉरपोरेट बॉन्ड फंड जैसी कैटेगरी शामिल होती है। Credit: Canva White Frame Corner

Hybrid Mutual Fund

[{"selector":"#anim-d0927e2b-a7dc-4642-bb12-2c9fd90fc16a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ca4794ae-b632-4aaa-8d12-d67f78455925","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d76a9c9a-6b57-445e-8126-f3ead2c61db7","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-efbbe9b7-146c-4a31-84da-2e4a76e4a316","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd69515f-4b02-4294-a401-a6898b6151ce","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3412da90-b425-4050-b30c-8dc3de6a5589","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-815b170d-d667-4a9b-935d-ad833b5568d4","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4e7b166-3a8a-46a7-abf0-7fcdaa69d1a1","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-9fa587c3-a0e9-477b-8fb3-937f4ddfef34","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इस फंड में मिड टर्म वित्तीय लक्ष्यों के लिए निवेश किया जाता है। हाइब्रिड फंड, संतुलित फंड की तरह काम करते हैं जो स्टॉक और बांड दोनों को मिक्स कर निवेश करते हैं। Credit: Canva White Frame Corner

Index Mutual Fund

[{"selector":"#anim-72160401-a24f-4e1d-9880-08707bd42ccc [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-18fca645-9f9f-433c-b500-c50c4e3963b7","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6f43486a-435a-44b7-912b-e0ca7c95c93e","keyframes":{"transform":["translate3d(0px, 98.97499%, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b8e648c0-7887-4b53-bad3-9aaf2105104f","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-95b92b30-be54-458c-8025-6c55e71474a0","keyframes":{"transform":["rotate(-360deg) translate3d(115.78947%, 0px, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":600,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f2b03e4-f2d8-4ec6-8cff-b78bc768fac3","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-773943c6-a8ce-4dda-9878-dc3a03378b6b","keyframes":{"transform":["rotate(-360deg) translate3d(0px, 488.14921%, 0) rotate(360deg)","rotate(-360deg) translate3d(0px, 0px, 0) rotate(360deg)"]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-299b6260-5abb-4f46-8a2c-0bf80c657df5","keyframes":{"transform":["translate3d(130.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-30728c2b-fa96-4d7a-af7a-7105ed5e293c","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] इंडेक्स फंड पैसिव इंवेस्टमेंट होते हैं जो किसी स्पेशल मार्केट इंडेक्स के प्रदर्शन को ट्रैक करते हैं, जैसे कि Nifty या Sensex, Nifty Bank या Nifty IT. इनका टारगेट इंडेक्स के रिटर्न को दोहराना होता है। Credit: Canva White Frame Corner

संबंधित खबरें आगामी बजट से मिडिल क्लास को क्या उम्मीदें? 5 प्वाइंट में समझिए ऑनलाइन के बाद अब काउंटर से भी तत्काल टिकट बुक करने का बदला नियम! स्टेशन जानें से पहले जान लीजिए 2025 में ये हैं दुनिया के 10 सबसे महंगे शहर, भारत का कोई शहर है ? Aadhaar Card: नया अपडेट! अब बिना आधार सेवा केंद्र जाये मोबाइल से ही बदल सकेंगे फोन नंबर, Step by Step Process Aadhar Card: दो आधार रखने से हो सकती है जेल! तुरंत उठाएं यह कदम ATM कार्ड डालने से पहले 2 बार 'Cancel' बटन दबाने से हैक नहीं होगा आपका डेटा? वायरल दावे पर सरकार ने दिया जवाब कहीं आप भी तो म्यूचुअल फंड में निवेश करते वक्त नहीं करते ये गलतियां? फटाफट करें चेक नहीं तो होगा लाखों का नुकसान MCLR, RLLR, और EBLR इंटरेस्ट रेट क्या है? आपने जो लोन लिया है उसमें कौन का रेट लगा है - ऐसे पता चलेगा रिकॉर्ड स्तर पर सोने का भाव, चांदी भी पीछे नहीं - जानिए क्यों बढ़ रहे हैं गोल्ड और सिल्वर के दाम